Watch the gap between value earned and cash received
You can be earning good margin and still be funding the client, because the work is done long before the money lands. Track the two lines together every month: cumulative value earned against cumulative cash actually banked. The distance between them is the working capital the job is quietly borrowing from you, and on a front-loaded programme with slow payment terms it can dwarf the profit.
Updated: 22 August 2026
Cashflow habits for small contractors
More tips on the same part of the job.
